Triad Benefits
Self-Funded Cooperative · Cigna Nationwide PPO Network
Whether you're managing benefits for your organization or using them for your family, we've built a dedicated experience designed specifically for you.
For HR teams, leadership teams, and plan administrators.
For employees and covered family members.
Where to go
Most benefit websites give you one long menu and hope you find your way. We split the site by who you are and what you're trying to do.
Everything HR needs to implement and run the plan — timeline, checklist, documents, compliance, and the Apex team behind you.
Enter Employer Center 02 / Use Your PlanID cards, finding a doctor, prescriptions, virtual care, wellbeing programs, and advocacy when something goes wrong.
Enter Member Center 03 / Compare PlansDeductibles, out-of-pocket maximums and per-service costs for all eight PPO plans, in and out of network — with a side-by-side compare mode.
See the Medical Plan SummaryMost benefit websites simply display information.
Apex helps people make better decisions.
We have a partner helping us manage this plan.
We have someone helping us use this plan.
What's built into the plan
Triad Benefits is a self-funded cooperative, giving employers of any size access to plan structures normally reserved for large employers — with real claims transparency and hands-on support for every member.
Prior authorization denials, specialty drug access and complex claims are worked by a real advocacy team — not left to the member to sort out alone.
Triad Benefits pools participating employers to reach plan designs and pricing a standalone small group can't access on its own.
The Cigna nationwide PPO network, so employees keep broad provider access whether they're local or spread across states.
DisclosedRx manages the pharmacy benefit with transparent pricing, prior authorization support, mail order and copay assistance.
$0 virtual care, 24/7/365 — a first call that costs nothing instead of an urgent care visit that doesn't.
The Securus member portal, AI-powered member support and real-time claims analytics — so cost drivers are visible instead of showing up at renewal.
Support
No ticket queues to disappear into. Here is exactly who to call, and for what.
Claims, eligibility, ID cards, benefit questions, and help finding care. Your dedicated care guides.
877-420-0785Coverage, prior authorizations, mail order, specialty medications, and copay assistance.
888-589-3340When the answer you got isn't the right one. Your advisor escalates on your behalf and stays on it until it's resolved.
See your enrollment materials for contact infoStart in the Member Center for how to use the plan, or the Employer Center for how to administer it. Every benefit figure on this site comes from the plan documents.
View The Medical Plan Summary